How a Moving Company Can Help You Survive TRID

It’s been just over a month since the new TILA-RESPA Integrated Disclosures rule, or TRID rules were put into effect, but what that means for those it affects is still unclear.

TRID paperwork

So what is TRID?

The TRID guidelines require residential real estate transactions to have new loan documentation, including two new forms.

Loan Estimate- Taking the place of the Good Faith Estimate (GFE) and the initial disclosure required under the Truth in Lending Act (TILA) This, three page, form must be provided to the buyers in a timeline similar to the previous GFE

Closing Disclosure- Taking the place of the HUD-1 Settlement Statement and the final TILA forms, the closing disclosure creates some new delivery date requirements.

This document must be issued to the borrower at least 3 days prior to closing. If this does not occur, the closing will be delayed up to 7 days.

Lenders require that the information contained in the closing disclosure (fees, taxes, closing cost, insurance, etc.) be finalized no less than 7-14 days prior to closing in order to give them enough time to generate the new closing disclosure in a timely manner.

Borrowers will have three days after receipt of the Closing Disclosure to review the form and its contents. Starting upon “receipt” of the Closing Disclosure form by the borrower, and unless there is some receipt confirmation of the form, the form is “deemed received” three days after the form is mailed. As a result of this, the review period may be six business days from mailing to loan signing.

Any changes made to the Closing Disclosure after its delivery to the buyer may trigger a new 3 day waiting period or additional disclosure or review periods, which is why accuracy is very important.

Why should you care?

The new TRID regulations are meant to benefit borrowers by simplifying documents and making loan terms more clear, but as lenders and borrowers transition into the new TRID rules, delayed closings are bound to occur.

Prior to the TRID rules, it took approximately 45 days from the loan application submission to the time of closing. Post-TRID regulations impose new waiting periods where lenders must submit disclosure forms to borrowers, and inaccuracies in paperwork by the lender or borrower as well as strict re-submission timelines will lead to delays in closing.

How can you protect your move?

  • To try to avoid any unforeseen issues that could delay the closing, the National Association of Realtors is recommending completing the walk-through seven days prior to the scheduled closing.
  • Make sure the information you provide is accurate and read documents thoroughly. TRID regulations aim to protect the buyer from surprises, so use it to your advantage.
  • Hire professional moving services who can anticipate your needs and expectations. If your move date changes you’ll want to work with someone who can facilitate the need for a schedule change without issue.

Olympia Moving & Storage’s TRID Protection Program

Strict TRID timelines and delays in closings will affect the entire relocation process. Most moving companies don’t have the capacity to handle move date changes, leaving families without a mover.

Olympia Moving & Storage has the manpower and infrastructure to work with you through the transition and delays by offering:

No fees for move date changes– as long as we have available crews we have the flexibility to accommodate unexpected changes that may occur.

$150/night sealed truck storage– Your belongings are important. If you can’t move into your home right away, don’t worry. For just $150 per night per truck, Olympia will hold your belongings on a locked and sealed truck until your new home is available.

Our goal is to be a resource to our clients during their relocation, no matter what TRID throws our way.

Are you ready to get your moving estimate?

Call Olympia Moving & Storage at 800.222.4744 or request an estimate and discover all of the ways that Olympia Moving & Storage can make your relocation easier.

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Boston moving company asks residents to share their moving stories

Everyone has their own moving stories that define how they feel about moving.

Whether you’ve moved with the help of friends and family or have worked with a moving company, every move faces challenges and obstacles. Let’s face it, planning a move can be super stressful!

We wanted to hear what your biggest concerns are when planning a move, so we took to the streets to ask Boston to share their moving stories.  Our team wanted to know people’s true feelings, challenges, and pain points while moving,  because the more we know the more we can help our clients have a smooth, stress-free move.

For real Bostonians’ moving stories, watch the video below:

Olympia Moving Asks Boston: How Do You Feel About Moving?

From flaky friends to broken belongings, there are many worries when moving your belongings, but Olympia Moving & Storage is here to help! Here at Olympia, we have the resources and knowledge to help you through your relocation, whether you just need an extra hand to load your Uhaul or don’t want to lift a finger. We’re a full service moving company, which means we can handle any and all of your moving needs.

We offer a number of additional services to choose from to make your move a success – including, but not limited to:

And yes, we can totally move that piano for you! We’re here to take the stress out of moving, check out our resource center for tips and tricks.

Whether you’re apartment moving down the street, moving across the country or planning an international move, our relocation specialists are here to work through your move with you and will tailor our services to fit your needs.

Ready to tell some better moving stories?

Request an estimate today!

Special Olympics Athlete Amanda Church Speaks at Boston Moving Company Sales Meeting

Amanda Church shows off her Special Olympics World Games medals with Olympia Moving & Storage Founder & President Michael Gilmartin
Amanda Church shows off her Special Olympics World Games medals with Olympia Moving & Storage Founder & President Michael Gilmartin

Olympia Moving & Storage was proud to feature Special Olympics athlete Amanda Church as a guest speaker at our bi-annual sales meeting in October. The Boston moving company was the sponsor of Amanda’s trip to compete in the 2015 Special Olympics World Games in Los Angeles this summer.

Amanda gave a speech at the sales meeting, sharing her extraordinary experiences at World Games. Amanda’s told Olympia Moving about her training, staying in the Olympic village, being on ESPN during the Opening Ceremonies, meeting Michael Phelps, and of course swimming her events and the amazing moment of being awarded her medals on the podium.

She also gave Olympia Moving inspiring insights on how Special Olympics World Games is changing how the world views people with intellectual disabilities:

“The World Games showcased not just how capable people with intellectual disabilities are in athletics but also in life. I think the World Games really changed how people think about people with intellectual disabilities. That’s the whole reason for R-Word campaign. This word I believe should be removed from all books, TV, movies, everywhere. It is hurtful to not only people with disabilities but to everyone else all over the World. Some people who hear this word take it so bad that they can lose their self-esteem, not want to go to school or work, or worse. I would like everyone to stop anyone who says this to anyone and remind them what the R-Word means to them and how it affects others whether you have a disability or not. This word needs to be removed from our vocabulary.” – Amanda Church, Special Olympics World Games Athlete

Amanda also showed off her medals: a Silver Medal for the 200 meter breaststroke and a Bronze medal for the 4 by 50 freestyle relay. She was also kind enough to thank Olympia Moving for the sponsorship during her speech:

“I trained very hard to reach my goal, but I could not have done it without the support of my coach’s, family, and friends; but most importantly the support of all of you at Olympia. You gave me the best gift of all which was helping me get to Worlds with a $5,000 donation, and for that I thank you. I hope Olympia will continue to keep supporting Special Olympics, and come to Summer Games year after year.” – Amanda Church, Special Olympics World Games Athlete

Learn more about our sponsorship of Amanda.

Run to Boston Piano 5K Challenge

Piano 5K ChallengeThe Olympia Moving & Storage Piano 5K Challenge

Boston moving company challenges runners as part of the Run to Boston Race Series to benefit Special Olympics Massachusetts

When Olympia Moving & Storage, a premier Boston moving company, heard about the Run to Boston Race Series to benefit the athletes of Special Olympics Massachusetts, we wanted to try an extra challenge in the Special Olympics spirit of pushing our limits.  The Olympia Moving crew are export Boston piano movers, relocating pianos in Massachusetts daily without a scratch.  Could our team safely move a piano…while running a 5K?  It sounded crazy enough to try, so the Olympia Moving & Storage Piano 5K Challenge was born!

Team Olympia Moving & Storage collaborated with Special Olympics Massachusetts to complete the challenge.  The proof that Olympia Moving & Storage, expert Boston piano movers, can move a piano while running a 5K and keep the instrument in flawless condition is below!

Olympia Moving & Storage’s Piano 5K Challenge final time was 32:28!

Olympia Moving & Storage Challenges “Run to Boston” Runners!

Now it’s your turn to take part in the challenge!  Don’t worry, we won’t make you push a piano, but we do challenge you to beat our time during the Run to Boston 5K races!

All Run to Boston Race Series runners who beat Olympia’s piano 5K time (32:28) will be automatically entered to win a FitBit!  No raffle tickets, no pianos, just sign up for one of these three races and RUN!

All three races are holiday-themed, a lot of fun, and best of all, race proceeds fund sports training and competitions for athletes with intellectual disabilities!

There will be 3 FitBit winners total, one per race.  Winners will be randomly selected among runners with finish times below 32:28.  The winning runners will be contacted after the race.

The Olympia Moving & Storage Piano 5K Challenge is part of our year-round sponsorship of Special Olympics Massachusetts.  The Boston moving company donates logistics services to dozens of Special Olympics Massachusetts competitons and fundraisers annually, and fund raises for the organization.  To learn more about our work with Special Olympics Massachusetts visit https://www.olympiamoving.com/specialolympics

Free Moving Coloring Page for Kids

Moving with kids is never an easy task. From breaking the news to settling into your new home, there are plenty of ups and downs – including a lot of idle time for your antsy little ones.

Looking for something quiet to keep your kids busy, and maybe even quiet, while you prepare for your move?

Olympia Moving & Storage has you covered with our free moving coloring page, designed to make moving with children a little easier for your family! This free coloring page is a great way to help small kids grasp the concept of moving and get excited for their new home.

Download our free moving coloring page for your kids

moving coloring page for kids

As always, Olympia Moving & Storage is here to help with all of your relocation needs.  For more tools for moving with kids, including book recommendations on the topic, check out our blog post on moving with kids.

Have other questions about moving or looking for moving tips? We’d be glad to help, just give us a call at 800.222.4744

Ready to start planning your move with kids? Click here to request a free moving estimate with Olympia Moving & Storage.

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5 Easy Outdoor Home Improvements

When you move into your new home and finally get settled you may be looking at making a few updates to the exterior that will transform your backyard into a sanctuary. Alternatively, you may be looking for some outdoor changes that will add curb appeal and value to a home you’re listing to sell. Either way, a relocation is the perfect time to consider some outdoor projects.

We’ve narrowed down some easy outdoor home improvement projects that are sure to get you the most bang for your buck. The best part is, these small changes will make a big difference and don’t require you to shell out a lot of money! Here are our top 5 easy outdoor home improvements for you to consider:

easy outdoor home improvements1. Add Landscape Lighting

Adding lighting to your seating areas and landscaping is a particularly easy project that you can complete on your own. Your best option is to use solar landscape lighting, which is simple to install and a great way to light your landscape without increasing your electricity bill. This type of lighting won’t require you to be fuss with hardwires. There are a variety of solar lighting options to choose from, including walkway lighting, accent lighting and string lights for your patio or trees. Outdoor lighting not only adds a nice ambiance to the front or back of your home, but acts as an extra security measure. For about $100, you can get two dozen attractive solar lights, so this investment won’t burn a hole in your pocket.

2. Replace Your Front Door

By replacing your outdated door, you can get a healthy return on your investment. Not only is a new front door a smart energy upgrade, it provides great curb appeal and needs virtually no maintenance. According to Chinese philosophy, front door colors and entryways have a lot to say about the character of whoever lives inside. This is a fun way to transform your new home to fit your individual personality. For example, in feng shui, a red door is thought to be welcoming and invites good energy. The owners of the home are thought to be full of life and hospitable. A new door will also be more energy efficient, keeping heat in and cold out. Older doors can be a huge source of energy loss, so with improving the look of your house, and improving energy efficiency, this project won’t break the bank and will make a big difference in the look and feel of your home.

Leaffilter eas outdoor homeimprovement3. Add Gutter Guards

You may not realize it, but when an unprotected gutter system clogs with dirt and debris, it’s only a matter of time before costly problems develop. When gutters become clogged, water will spill over the side and down your home, rotting your fascia and soffit, and causing foundation and structural damage. Gutter cleaning is a temporary solution to a permanent problem. By installing gutter guards, you can eliminate gutter cleaning for the life of your home. By choosing a gutter guard with no holes, gaps, or openings, like LeafFilter, you can prevent all types of debris from entering and clogging your gutters. The best part is that these gutter guards are professionally installed so you won’t have to fumble on a ladder to install them yourself. Installing gutter guards is also a great selling point to future homeowners.

4. Build a Pergola or Trellis

By adding a pergola or trellis, you can add a unique focal point to your backyard. Building a pergola over your patio or deck is a great way to benefit from subtle shade, while still getting some of that sunlight glow. Pergolas come in a variety of different shapes and sizes and can add a touch of elegance to your home. Can you imagine how great your pergola will look with string lights while entertaining outside? If a pergola is a little too lofty of a goal, building a trellis is another great focal point for your garden. Building a trellis in your backyard is an easy afternoon project. Use soil to outline or create a garden and plant bright colored flowers and vining plants along the base to create your garden. Your trellis is sure to add dimension, color, and decoration to a blank space in your backyard!

5. Add a Fire Pit

For a small investment, you can create a fire pit in your backyard that is great for relaxing or entertaining. If you have an outdoor seating area, the fire pit can provide a focal point for entertaining. You may choose to create a built-in fire pit from concrete, stone, or brick. Another option is to choose a portable fire pit that you can move around your yard. One of the easiest ways is to arrange pavers (most are $1!) in a circular shape and add a fire-pit insert for an attractive, yet functional, look. Additionally, you’ll want to invest in some movable patio furniture that is comfortable and water-resistant. These home improvement projects are sure to add charm and functionality to your new home, or value to a home you’re selling!

Once you’ve found the perfect home with the perfect fixer-upper yard, call 800.222.4744 for a free moving estimate from Olympia Moving & Storage, or request an estimate online.

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Boston Moving Company Offers Scholarships to Students

Olympia Moving & Storage, proudly announced the Olympia Scholars Program this week, offering scholarships to student movers. olympia scholars

The scholarship program, which is available to all current and prospective Olympia Moving & Storage employees, allows motivated student movers to earn thousands of dollars in scholarships in addition to a top hourly wage.

For many Boston-area college students, working between classes is essential to paying for tuition, books, and living expenses.  Most students get jobs swiping IDs at the gym, pouring coffee, or scanning groceries.  But for some Boston students, they earn money by carrying armoires up fourth-floor walkups in the Back Bay between classes.  Michael Gilmartin, President and Founder of Olympia Moving & Storage, used to be one of these students.

“While I studied at Northeastern University, I earned money by working at a local moving company,” says Gilmartin, who founded Olympia Moving & Storage in 1993.  “At the time, I liked working as a mover because it was a great opportunity to earn higher wages than the average student while staying in shape. Little did I know it would become a career.”

Michael Gilmartin’s company, Olympia Moving & Storage has been employing Boston-area college students for over 20 years.

olympia movers“Students who work with Olympia Moving & Storage quickly learn that working here is a
bout more than just a paycheck and lifting furniture,” says Gilmartin.

  “Movers learn valuable lessons in problem solving, team work, and client management that they will use for the rest of their careers.”

After he graduated from Northeastern University, Michael Gilmartin put the skills he learned as a student mover to use and founded his own company. Since then, he has brought hired many of his student movers as operations managers, sales managers, and more.

“It’s always been fulfilling to see our student movers succeed after graduation, either with Olympia Moving or in engineering, sales, entrepreneurship, and many other careers with other companies,” says Gilmartin. “We wanted to expand that Olympia Moving & Storage tradition by directly investing in our student movers’ education. Student movers are extremely motivated and hardworking, you have to be to move furniture for eight hours straight. These are the kind of students we want to invest in, as they have the skills to succeed.”

Up to 15 Olympia Moving employees per year are eligible to participate in the Olympia Scholars program.  The scholarship recipients will earn a $1,000 scholarship per every 1,000 hours worked and can earn a maximum of four scholarships during their education.  The scholarship is available to employees actively pursuing degrees at universities, community colleges, and trade schools.

For more eligibility details, and to apply to become a student mover in the Olympia Scholars program, visit http://www.olympiamoving.com/olympiascholars or call 617-517-9878.

Packing Don’ts for Moving

Packing is hard and tips are always welcomed.  Everyone has heard about the packing dos, but packing don’ts are just as important, and not following those guidelines could end up adding time and money to your move.

We’ve been moving families for over 20 years.  Olympia Moving & Storage provides full packing services, but many of our clients also pack themselves.  We see our self-pack clients make the same mistakes over and over again.  Below are the most common packing don’ts we see our clients disregard. These packing don’ts are moving time-savers and prevent moving damage, whether you’re moving yourself or working with a moving company.

packing don'tsLocal Moving Packing Don’ts:

  • Don’t pack books in medium or large boxes, you’ll over-pack and boxes could break during the move, or worse, you could pack a box too heavy to move.  Always pack books, CDs, and files in small 1.5 cu.ft. boxes.
  • Don’t forget to disassemble your lamps and lampshades and pack them in appropriate boxes, 6.1 cu.ft. boxes are best. Lamps and lampshades cannot be wrapped, they must move in a box or risk damage.
  • Don’t pack your fragile items or books into plastic totes. This does not securely protect fragiles from damage and will over pack the tote, making it too heavy to lift.  Wrap fragile items and pack them into 1.5 cu.ft. boxes, or pack fragile dishware into 5.1 cu.ft. dishpack boxes.  Those boxes have thicker walls for better protection.

Interstate Moving Packing Don’ts:

  • Packing artwork and mirrors can be scary, but it’s important to remember that bubble wrap isn’t enough to protect them. Artwork and mirrors must be packed in mirror or artwork boxes to avoid damage.
  • Vases and plant pots must be boxed and cannot be placed freely in your moving vehicle or they will get damaged and may cause other items to get damaged as well.
  • Don’t transport your items in trash bags. Your belongings aren’t garbage and while this seems like an easy packing cheat, your bags will rip in transit. Bags are also cumbersome and can’t be stacked to utilize space in a moving vehicle.
  • Floor lamps must be dismantled and packed in a tall lamp box.

General Moving Packing Don’ts:

  • Moving filing cabinets can be daunting.
    Large filing cabinets (3-5 drawers) must be emptied completely or they will be too heavy to carry.
    Small cabinets (2 drawers) can remain full but emptying them will be appreciated by your movers or helpful friends.
  • Dressers are best to be emptied at least halfway and should only contain clothing and linen
  • Fragile items, books, and jewelry cannot be transported in drawers of furniture items.  They may damage the furniture piece, make it too heavy, or run the risk of getting lost or damaged if not packed properly.
  • All containers must have tops to ensure items are not susceptible to damage or displacement. This will also ensure that all boxes and items can be stacked inside the moving vehicle.
  • All boxes should be filledas best as possible to ensure safe transport and loading. If the space is not used items are more likely to shift and get damaged during transit, and boxes could collapse while they are stacked in the moving truck.

Our general rule of thumb is that everything that fits in a box, should go in a box!

Have other packing questions?
Call us today at 800.222.4744 or click here to request a free, no obligation moving estimate and start planning your move.

If you’re still intimated by packing, no problem! Request an pricing for full or fragile packing services as part of your estimate with Olympia Moving & Storage.

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Olympia Moving Pulls 82 Ton Airplane to Fundraise for Special Olympics Virginia

The 2015 Dulles  Plane Pull on Saturday was the biggest Plane Pull yet in terms of fundraising, plane pull teams, and attendance. The event raised hundreds of thousands of dollars for Special Olympics Virginia athletes and 71 teams participated. For the first time, the event featured two planes being pulled!

As the Official Logistics Sponsor, Olympia Moving & Storage worked closely with event organizers at Special Olympics Virginia to make Dulles Plane Pull a success. The Washington, DC moving company donated crews, trucks, and warehousing to manage the equipment, set up, and breakdown.

For the first time, Olympia Moving ran an “Are You As Strong As An Olympia Mover?” fundraising game. Hundreds of athletes, kids, moms, dads, and even monks tried to hit the bell on the high striker to prove their strength.

Of course, the Olympia Moving crew was also eager to prove their strength and fundraised to pull the 82 ton airplane.  The crew pulled the plane 10 feet in 6.194 seconds – our best time yet!

Thank you to the generous partners to Olympia Moving & Storage who donated to our plane pull team!  All the money we raised will provide free sports training and competitions for athletes with intellectual disabilities:

To see team Olympia Moving & Storage pull the plane and all the other plane pull excitement, be sure to check out this video.  We look forward to sponsoring Dulled Plane Pull again next year!

Visit olympiamoving.com/specialolympics to learn more about our ongoing work and charitable partnership with Special Olympics.

How to move specialty items

So, you’ve made the decision to move, found a new place, and are ready to book your movers; hooray!

But have you planned how to move your brand new appliances or your home theater? While you may not know anything about disconnecting a dishwasher or electronics, let alone how to move them, we have all of the bases covered.

As a full service moving company, our goal at Olympia Moving & Storage is assist with every detail of our families’ moves. This includes the details they may not have considered like how to move specialty items.

During your in-home survey, your Olympia Moving consultant will point out items that will need special packing or servicing during your move. The consultant will discuss with you the various options for safely relocating those items and how that will fit into your budget.  

When we need experts for specialty services, Olympia Moving has to make sure these service providers are at the same high standard as our moving crew.  That’s why Olympia Moving & Storage proudly partners with Movers Specialty Services (also known as MSS), a company providing specialty relocation services nationwide for over 30 years.

After you book your relocation with Olympia Moving, your move coordinator will work closely with MSS to ensure that the services you need are scheduled seamlessly alongside the rest of your moving services.

We spoke with Brian Schaeffer, Corporate Sales Executive with MSS, about how his company takes care of those specialty moving services families often don’t consider when they’re first planning their move.

MSS started in 1978 out of a one bedroom apartment with a set of Sears hand tools.  Since then, Movers Specialty Services has grown into an award winning company that works with moving companies nationwide.  Olympia Moving & Storage partners with MSS because we share the same view on the importance of delivering a quality service.

MSS assists relocating families who may not know how to move in the best way by disassembling, servicing, and reassembling complex household items, including, but not limited to:

  • Air Hockey, Pool & Foosball Tables
  • Audio / Video Components
  • Cratinghow to move special items
  • Dishwashers
  • Exercise Equipment – All Types
  • Gas Grills
  • Grandfather & Cuckoo Clocks
  • Icemakers
  • Juke Box
  • Piano & Organ Services
  • Range – Gas & Electric
  • Spa / Hot Tubs
  • Tanning Beds
  • Washer/Dryer Units
  • Waterbeds
  • Wine Storage & Insurance Services

MSS is Olympia’s go-to resource for specialty relocation services because they provide the same consistency in quality and attention to detail that our clients expect from Olympia Moving & Storage. MSS technicians are trained in industry knowledge and they take the time to develop each person’s individual skill sets so that they can safely and confidently fulfill client requests. Our families may have no idea how to move a hot tub across the country, but the MSS technicians have done it hundreds of times.

Says Brian of MSS, “Creating a seamless transition for your family is our priority, and our experts are here to determine what is necessary for your specific move so you don’t have to worry about it.”

The Olympia Moving & Storage clients aren’t the only ones pleased with services and tips on how to move from MSS.  Movers Specialty Services’ many awards include:
  • Multiple ratings among the Philadelphia 100
  • Service Provider of the Year
  • Recognized as the “Industry’s Innovator
  • Two time winner the American Moving & Storage Association’s Summit Award (selected by customers)
  • Winner of the Global Network Commitment to Excellence Platinum Award
  • One of Philadelphia’s 100 Top Workplacesfor six years in a row

Whether you’re wondering how to move a grandfather clock or install a tanning bed, Olympia Moving & Storage & MSS are here to help simplify your move!

Are you ready to start planning a move that includes servicing specialty items?  Click here to request a free, no obligation moving estimate.  Any specialty moving services included in your estimate will be serviced by MSS!

To learn more about MSS, visit mss1.com or call 800.433.1159